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Ontario Land Transfer Tax Calculator (incl. Toronto)
Free Ontario land transfer tax calculator: provincial rates from 0.5% to 2.5%, the Toronto municipal tax, and first-time home buyer refunds of up to $4,000 (Ontario) and $4,475 (Toronto).
Your Ontario purchase
Land transfer tax to pay
$13,475
| Ontario LTT | $13,475 |
| Total | $13,475 |
Ontario rates
| $≤ 55,000 | 0.5 % |
| $55,000 –,250,000 | 1 % |
| $250,000 –,400,000 | 1.5 % |
| $400,000 – 2,000,000 | 2 % |
| $> 2,000,000 | 2.5 % |
Toronto adds its own tax at the same rates. First-time buyers must be Canadian citizens or permanent residents and move in within 9 months.
For a home with 1 or 2 units. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: Ontario.ca: land transfer tax · City of Toronto: MLTT
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
How much is land transfer tax on a $500,000 home in Ontario?+
$6,475 outside Toronto. In Toronto you pay about the same again as municipal tax, so $12,950 in total before refunds.
Who gets the first-time buyer refund?+
Canadian citizens or permanent residents, at least 18, who have never owned a home anywhere and move in within 9 months.
When is land transfer tax paid?+
On closing day, usually through your lawyer when the deed is registered.