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Plain-English guides to Canadian pay, tax and benefits, with real numbers from our calculators.
October 17, 2026 · 5 min read
OAS Clawback: How It Works and 4 Ways to Keep More of Your Pension
Above $95,323 of net income (2026), you repay 15% of the excess from your OAS. A worked example and four legal ways to reduce it.
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October 16, 2026 · 5 min read
Buying a Car in Canada: Sales Tax, Trade-Ins and the Real Monthly Payment
The same $35,000 car costs a different amount in every province. How sales tax, your trade-in and the loan length change the real cost, with a table by province.
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